Top 5 Reasons to Go For Prepaid Cell Phone Plans

For most of us, 2012 is proving to be a financially challenging year so far. We’re having to tighten our belts, and find increasingly creative ways to make our monthly wage stretch little further. For some people that means sacrificing luxuries and cutting back on purchasing new technology; including pricey mobile contracts.

Major Benefits of Pre-paid Cell Phones

Choosing a prepaid cell phone plan can be an easy and relatively painless way to save money. With the advances in mobile technology making top quality handsets more and more affordable, it’s possible to purchase a phone that you wont be embarrassed to take out of your pocket. There are still a vast majority of people who are using post-paid smartphone plans on contract, but below is a list of five reasons that a prepaid plan might be right for you. In addition to the financial benefits, here are some other reasons why you might plump for a pre-paid phone:

No Credit Rating Verifications

Remember that bill you forgot to pay three years ago? Well, even if you don’t, the credit agencies will! However, when purchasing a pre-paid, none of this matters, as they won’t be checking your credit file. You simply select the phone you like, pay for it and you could be texting your pals in a matter of minutes.

Good for Teenagers

A pre paid cell takes most of the worry out of your teen owning, (and using) a mobile. There will be no unexpectedly high bill at the end of the month because they’ve lost track of time when talking to their friends. It can also be used as an incentive for getting them to do jobs around the house, in order to earn additional credit. Moreover, using SIM-only phones help you go green! And anything that is green-friendly is cool for a teenager.

Emergencies Only

A prepaid cell is a great option for anyone wanting the peace of mind owning a cell gives, without being tied into a lengthy contract that you have to pay whether you use the phone or not.

No Lengthy Contracts

With the average mobile contract lasting between 18-24 months a pre-paid mobile offers you the freedom and flexibility contracts don’t. This is particularly tempting if you like to regularly change your phone or are unsure of your financial situation for the next couple years, maybe because of having a baby or thinking of changing jobs.

Budget No Longer Means Basic

If opting for pre-paid rather than contract, you may be fooled into thinking you will be forced into buying a basic, bulky handset without any funky features. Think again – there are some amazing pre-paid phones available, with most featuring some of the most up to date technology.

Guest Author: This article was written by Kathryn Thompson, an experienced technical blogger who has written about topics from GPS trackers to the latest in mobile technology.